Project & Developer Finance

Overview

The finance infrastructure behind real projects.

Real-estate projects have moving parts — approvals, land title, construction milestones, unit sales, buyer home-loan tie-ups. Project finance is as much about structuring as it is about rate.

We work with developers ranging from first-time builders to established names. Our job is to align the lender's covenant expectations with your on-ground reality, and to keep the file progressing cleanly through each construction stage.

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Key Features

Why Project & Developer Finance With SHF

Full-Stack Coverage

Land acquisition, construction costs, inventory funding, approved-project finance — structured as one facility or staged sub-limits.

Milestone-Linked Draws

Funds released in tranches aligned to construction milestones — keeps interest cost down and discipline up.

Home-Loan Tie-Up

We help set up the end-buyer home-loan tie-up simultaneously — smooth handover from project funding to unit financing.

Structured Pricing

Competitive lender panel means we negotiate not just rate but tenure, interest reset and pre-EMI terms.

Developer Partnership

From first-time builders to established developers — we structure the covenant set to match your track record.

Approval Coordination

RERA, approvals, title and technical — we coordinate documentation so the lender's legal team doesn't hold you up.

FAQs

Commonly Asked

For real-estate projects falling within RERA thresholds, yes — lenders will require RERA registration before disbursement. We'll flag exactly what applies and when.

Pure land loans are rare for commercial developers; lenders usually prefer land-plus-construction composite finance. For developers with an approved plan, this is commonly structured together.

Based on construction-stage certifications from a lender-approved architect or valuer. Each milestone unlocks the next tranche — keeps your interest cost aligned to actual progress.